Have you heard about the new home ownership program that allows qualified buyers to buy a home with absolutely no down payment? You may have owned a home before and are presently renting or maybe you are a first time home buyer and need a way to break into the housing market but held back because you thought you required a $10,000, $20,000 or even more for a down payment. Well regardless of your present situation, if you want to get into, or re-enter the housing market without having to make a cash down payment, then this new program may be just what you're looking for. Why pay your landlord's mortgage when you can be building your own equity?